No Doc Mortgage 2025

Is a No Doc Mortgage 2025 Still Available ?  

Almost all lenders require borrowers provide income documentation to qualify for a mortgage and do not offer a true no income verification mortgage no matter if it’s a purchase or a refinance. They may say they have a no income verification mortgage, but it must be an investment property which uses the rental income to qualify for the loan also known as a debt service coverage ratio. Debst Service Coverage Ratio loans are not available for primary residences.

Yes, you can qualify for a primary residence mortgage with no income and no employment verification. Purchase loans require a 680 credit score and the maximum loan-to-value is 75% up to $2 million dollars loan amount. 720 credit score requirements a maximum loan to value of 80%. Higher loan amount are available with a lower LTV. First-time homebuyers eligible (Max 80% LTV). The minimum loan amount is $100,000.00.

Primary Residence

Get the home of your dreams without the hassle of paperwork! No Doc Mortgage 2025 is here to make your life easier. With a minimum credit score of 680, you can buy a home, take cash out, or refinance with no need to provide income documents. Get the best rates and terms with our no doc mortgage program and start living your dream today!

30 Year Fixed Rate

• Enjoy the peace of mind that comes with a fixed interest rate for 30 years. No more worrying about sudden hikes in your mortgage payments.

• Get the best value for your money with a 30-year fixed mortgage. Lock in a great interest rate and enjoy it for the next three decades.

• With its low monthly payments, you can easily manage your finances without any stress.