Online Mortgage Application

Apply For Your Mortgage In Minutes

Tell us about your goals and we’ll match you with the right loan — FHA, Conventional, VA, USDA, or Non-QM. A licensed loan officer follows up within a few minutes.

Mon–Sun, 8am–10pm EST · free to apply, no obligation to proceed

Family Owned Since 2017 NMLS #1630225 Multiple Programs
2017 Family-Owned Since
500 Minimum Credit Score
Minutes Typical Follow-Up
$0 Cost To Apply

Start Your Application

Takes less than a minute. Use your best estimate anywhere you are not sure — we go through it with you on the phone afterwards.

  • Property Information

  • Contact Information

Have These Handy

Estimates are fine. Don’t wait until you’ve gathered paperwork — once we talk, we’ll tell you exactly which documents matter for your file.

  • ✓ Contact and employment information
  • ✓ A rough idea of your income
  • ✓ A rough idea of what you owe each month
  • ✓ The property address, if you have one picked
  • ✓ What you have available for a down payment

How It Works

1

Apply Online

Answer a few quick questions about the property and your loan goals.

2

We Review And Call You

A licensed loan officer reads your application and calls to walk through your options — not a call center.

3

You Decide

If the numbers don’t work for you, that’s a fine answer. There’s no fee and no pressure either way.

4

Get Pre-Approved

Move forward with confidence and a clear path toward closing.

What Our Customers Say

Reviews left on our Google Business Profile by people who went through this exact process. Read more reviews.

★★★★★

If anyone seeking to buy a home, the best person to call is Chris Luis at Mortgage-World. He is patient, kind and understanding. He is always ready to answer any questions you have, and the helpful advice he gives is just steps closer to helping you reach your goals of becoming a homeowner. Thank you Chris Luis for helping me to become a homeowner.

Lydia G. Google review · worked with Chris

★★★★★

Chris was the best mortgage person I’ve ever experienced in my life. My refi was very complicated. We must have called him 75 times. He never missed one of my calls. Unbelievable, and we got it done. Can’t thank him enough.

Kirk G. Google review · worked with Chris

★★★★★

Julia Luis has been very professional and has been very helpful during the process! Anyone looking for someone to assist them in their future adventures needs to have her on your side! Thank you for being there for me!!

Joel F. Google review · worked with Julia

Your information is encrypted and never sold.

Common Questions

Most applicants are asked for recent pay stubs, W-2s or tax returns, bank statements, and a photo ID. Your loan officer will confirm exactly what’s needed for your loan type after you submit this form. The CFPB has a helpful overview of the homebuying process and paperwork involved.

Filling out this form is just the first step. It lets a loan officer review your information and call to talk through your options. They’ll walk you through exactly when and how credit is checked before anything moves forward.

A licensed loan officer usually calls within a few minutes of your submission to talk through your application and outline next steps. Full pre-approval comes after that call, once your loan officer has reviewed your documents. You can also read more about the overall home buying timeline from HUD.

Find out what you actually qualify for

A licensed loan officer will look at your income, your credit and what you have for a down payment, then call and tell you honestly which programs fit — including if the answer is not yet.

What You Need

✓ Less than five minutes

✓ Best estimates are fine

✓ Programs from a 500 score

Call 888.958.5382
Read Our Reviews

Free to apply · no obligation

Written and reviewed by Chris Luis, Broker/Owner of Mortgage-World.com, NMLS #1630225. About the author

Call Now: 888.958.5382