About Us – Mortgage-World.com

Mortgage-World.com is a family-owned independent mortgage broker founded by Christopher Luis, a seasoned professional with decades of experience in the lending industry. Chris started his career in the mortgage industry, with the influence of his father beginning in high school and has continued ever since. He now has over 20+ years of experience.

Chris Luis – Broker/Owner of Mortgage-World.com

Our mission is to make the home loan process faster, cheaper, and easier for borrowers.

We pride ourselves on being industry-leading authority for everything related to home loans. Our team is dedicated to providing consumers with comprehensive information on home loan programs and connecting them with the best lenders tailored to their specific requirements.

Whether you’re a first-time homebuyer or looking to refinance we treat you like family. As a family-owned mortgage broker, we value family and offer you an experience that operates with understanding, respect, and support.

Where is Mortgage-World.com based?

Our office resides on 535 Bergen Blvd Suite 2, Ridgefield, NJ 07657

Why choose Mortgage-World.com?

We understand that the HUD handbook can be overwhelming and confusing. That’s why we’ve taken the initiative to break down all the guidelines into easily digestible pages and blog posts.

Our desktop/mobile-friendly format simplifies complex information, making it effortless for you to understand your options and make informed decisions.

Because we offer lower credit score requirements, we specialize in FHA loans. The minimum credit score to buy a home or refinance is 500.

Take the first step towards homeownership with confidence and let us help you secure the financing you deserve.

What is the difference between a bank and a broker?

The difference between a bank and a broker is  a mortgage broker shops over 30+ lenders giving more opportunity for borrowers to get better rates, pricing, and service. On the other hand, a bank only offers limited loan products and terms for borrowers.  Click here to see why brokers are better.

We specialize in Conventional, FHA, VA, USDA, and Non-QM Near Prime mortgage loan products. Also, we offer other unique products such as First-Time Home Buyer, Construction, Commercial, Investor, Jumbo, Self-Employed, Rehab, and Conventional 1% Down
mortgage loan products.  Each loan has different requirements and terms and we are able to determine which loan is best suited for the borrower. The minimum credit score to buy a home or refinance is 500.

We work with you, the borrower, throughout the entire process to ensure a smooth and quick closing. Even if you may believe you might not qualify, we work with you to make sure you can qualify in the near future, no matter how long it takes. We are currently licensed in New Jersey, Connecticut and Florida.

Click here to learn more about the types of loans we offer.

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Written by: Chris Luis, Broker/Owner of Mortgage-World.com, LLC

Chris Luis is a senior loan officer with Mortgage-World.com, LLC an online mortgage company specializing in FHA, Conventional, VA, USDA, and Non-QM Near-Prime loan products.

Continue reading about Chris.