Chris Luis – is an online mortgage company specializing in FHA, Conventional, VA, USDA and Non-QM Near-Prime loan products.

Chris Luis is a mortgage industry leader!

Photo of Chris Luis -

Photo of Chris Luis, Broker/Owner –

Chris Luis was born and raised in Cliffside Park, NJ. Chris still resides in Cliffside Park today and graduated from Paramus Catholic Regional High School in 2001.

Chris began working in the mortgage industry as a senior in high school with his father, Rafael Luis. In 2004, Rafael Luis opened a broker office in Elmwood Park where Chris began his career as a mortgage loan officer (MLO).

The company was forced to shut down after the 2007-2009 financial housing crisis. Yet, Chris persevered and continued his career as a MLO.

After years of rebuilding, Rafael and Chris Luis opened, LLC. Chris became the broker/owner of in 2017 when the company was created.

Chris Luis believes that being independent is most important in life and in business. Therefore, is a family-owned independent mortgage broker.

Chris is a son, brother, husband, and an owner of two huskies who is well known as someone who is kind, selfless, generous, helpful, and someone who knows how to be resourceful and bring value to others.

Photo of Chris Luis' huskies, Loki (left) & Ragna (right) -

Photo of Chris Luis’ huskies, Loki (left) & Ragna (right) –

Because he has seen the ups and downs of the mortgage industry, Chris’ experience allows him to give borrowers and realtors the best home loan experience.

His technical wizardry has helped many homeowners achieve their dreams for over 20 years! In fact, Chris specializes in helping borrowers who may have been turned down by big name banks/lenders.

Give Chris a call or text today to experience a faster, cheaper, and easier home loan process today! 201-403-8673


If anyone seeking to buy a home, the best person to call is Chris Luis at Mortgage-World. He is patient, kind and understanding. He is always ready to answer any questions you have, and the helpful advice he gives, is just steps closer to helping you reach your goals of becoming a homeowner. Thank you Chris Luis for helping me to become a homeowner.- Lydia
Chris was the greatest person I have ever worked with regarding my home refinance. He was attentive, stayed with me all the way through and communicated effectively. Grateful for Chris and Mortgage World- Von
I had an opportunity to work with Chris when I did my refinancing. I would highly recommend his services to anyone. He was efficient, helpful and very prompt in responding.- Aurora
If you are looking for a top-notch mortgage broker, we 100% recommend working with Chris! He worked endlessly trying to make a deal go through despite the builders being uncooperative and causing delays. When that deal fell through due to the builder, He was able to get the deal closed for an existing home with lightning speed. Chris is an excellent communicator, ensuring any questions we had were answered and we were kept in the loop during the process. He went above and beyond to ensure we got our 1st home and we could not be more appreciative! If you want a great mortgage experience, do yourself a favor and work with Chris. He will be the only one we work with for any mortgage needs from here on out. We vetted several different companies and mortgage professionals and he was absolutely the most professional and responsive!- Aislyn
Chis Luis with Mortgage - World is absolutely amazing. I was a first time buyer and several other Loans Agents turned me down. Chris without hesitation helped me through it.... He answered every time I called and listen to me complain like a kid and tolerated my questions. This guy and this company is absolutely amazing.... Thank You guys so much for my New Home....- Mike
Chris is the best there id. I started working with Chris in March. He has been there for me every moment. He was very attentive. He answered all my questions. He was very patient with me always. We had some tough times during the whole process but he remained calm the whole time, thank you Chris<br /> I will use him again and I will recommend him to friends and family. Very very helpful- Lucy
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